Activity Subject to the supervision of the Bank of Portugal

 

Ethnic Ocean, unipessoal, Lda, credit intermediary authorized by Banco de Portugal with registration number 0003011 (public consultation of the list of credit intermediaries authorized by Banco de Portugal at https://www.bportugal.pt/intermediariocreditofar/ethnic-ocean-unipessoal-lda), in compliance with article 53 of Decree-Law No. 81-C/2017 of July 7, informs:

 

360º FRANCHISING NETWORK SPECIALIST IN REAL ESTATE BUSINESS

AMI: 123456789

We are a brand that assumes the logic of real estate and tourism services at 360º, with integrated solutions that include traditional renting, rental management, tourism renting, buying and selling and other associated services such as water and electricity installation, removals, construction and others.

Nowadays, with easier access to home loans, the buying and selling market is increasingly in vogue, and the demand for rental properties is also increasing year by year.

Currently, with the initiatives of young renters, rehabilitate to rent, and local housing, the real estate market becomes the safest and most rational option for those looking to invest, for those who own a property, or for those looking for a house.

So, whether you are an owner, an investor, or a tenant, consult your 360º real estate and tourism business specialist now!

Our team consists of experienced professionals with extensive knowledge to suggest the best alternatives. Furthermore, we have a fully computerized system, which allows for greater agility in the search and adaptation of the property profile to the client's requests.

We are a brand that assumes the logic of real estate and tourism services at 360º, with integrated solutions that include traditional renting, rental management, tourism renting, buying and selling and other associated services such as water and electricity installation, removals, construction and others.

Nowadays, with easier access to home loans, the buying and selling market is increasingly in vogue, and the demand for rental properties is also increasing year by year.

Currently, with the initiatives of young renters, rehabilitate to rent, and local housing, the real estate market becomes the safest and most rational option for those looking to invest, for those who own a property, or for those looking for a house.

So, whether you are an owner, an investor, or a tenant, consult your 360º real estate and tourism business specialist now!

Our team consists of experienced professionals with extensive knowledge to suggest the best alternatives. Furthermore, we have a fully computerized system, which allows for greater agility in the search and adaptation of the property profile to the client's requests.

We are a brand that assumes the logic of real estate and tourism services at 360º, with integrated solutions that include traditional renting, rental management, tourism renting, buying and selling and other associated services such as water and electricity installation, removals, construction and others.

Nowadays, with easier access to home loans, the buying and selling market is increasingly in vogue, and the demand for rental properties is also increasing year by year.

Currently, with the initiatives of young renters, rehabilitate to rent, and local housing, the real estate market becomes the safest and most rational option for those looking to invest, for those who own a property, or for those looking for a house.

So, whether you are an owner, an investor, or a tenant, consult your 360º real estate and tourism business specialist now!

Our team consists of experienced professionals with extensive knowledge to suggest the best alternatives. Furthermore, we have a fully computerized system, which allows for greater agility in the search and adaptation of the property profile to the client's requests.

OUR MISSON

The mission of Casas na Hora is to lead the real estate market in Portugal, both through supply (for landlords) and demand (investors and tenants). Each CNH Store dominates the market it represents and has the necessary know-how to accompany its clients, providing a fast, personalized and flexible service.

The mission of Casas na Hora is to lead the real estate market in Portugal, both through supply (for landlords) and demand (investors and tenants). Each CNH Store dominates the market it represents and has the necessary know-how to accompany its clients, providing a fast, personalized and flexible service.

The mission of Casas na Hora is to lead the real estate market in Portugal, both through supply (for landlords) and demand (investors and tenants). Each CNH Store dominates the market it represents and has the necessary know-how to accompany its clients, providing a fast, personalized and flexible service.

OUR VALUES

  • Specialization: Specialization in each business area allows for greater knowledge and depth of real estate activity, thus providing a better service to the Client.
  • Convenience: We handle all matters related to the rental or purchase and sale of real estate, for the total comfort of those who seek us, making the whole process as simple as possible.
  • Excellence: We seek excellence in everything we do, every day, every hour. We apply the highest standards of quality and in the permanent updating of methods and adoption of innovative techniques.
  • Integrity: We are transparent and honest in our relationships with our Clients, Partners, Suppliers and Colleagues. We respect the Manual of Conduct in all our actions and decisions.
  • Trust: We invest in lasting and trustworthy relationships with our Customers, Partners and Suppliers.
  • Specialization: Specialization in each business area allows for greater knowledge and depth of real estate activity, thus providing a better service to the Client.
  • Convenience: We handle all matters related to the rental or purchase and sale of real estate, for the total comfort of those who seek us, making the whole process as simple as possible.
  • Excellence: We seek excellence in everything we do, every day, every hour. We apply the highest standards of quality and in the permanent updating of methods and adoption of innovative techniques.
  • Integrity: We are transparent and honest in our relationships with our Clients, Partners, Suppliers and Colleagues. We respect the Manual of Conduct in all our actions and decisions.
  • Trust: We invest in lasting and trustworthy relationships with our Customers, Partners and Suppliers.
  • Specialization: Specialization in each business area allows for greater knowledge and depth of real estate activity, thus providing a better service to the Client.
  • Convenience: We handle all matters related to the rental or purchase and sale of real estate, for the total comfort of those who seek us, making the whole process as simple as possible.
  • Excellence: We seek excellence in everything we do, every day, every hour. We apply the highest standards of quality and in the permanent updating of methods and adoption of innovative techniques.
  • Integrity: We are transparent and honest in our relationships with our Clients, Partners, Suppliers and Colleagues. We respect the Manual of Conduct in all our actions and decisions.
  • Trust: We invest in lasting and trustworthy relationships with our Customers, Partners and Suppliers.

Information on credit intermediation activity

Company - Ethnic Ocean, unipessoal, Lda

Credit intermediary registration number - 3011

Business name and contact address - Estrada de Quarteira, Edificio Ponte, loja 1, Vilamoura 8125-432 Quarteira

E-mail - cristina.brito@ethnic-ocean.com

Telephone - +351 966 349 763

Contact person - Cristina Brito

Category of credit intermediary - Binding

Credit agreements covered - Home loans

Authorized services:

- Presentation or proposal of credit agreements to consumers

- Assistance

Advisory services - No

Lenders with whom the credit intermediary has a binding contract on a NON-EXCLUSIVE basis:

- Caixa Geral De Depósitos, SA

- Novo Banco, SA

- Banco Santander Totta, SA

- Banco BPI, SA

Professional Liability

 

Insurer - Hiscox Insurance Company Limited

Policy - 2519506

Expiry date - 20/01/2024

 

Supervisory Entity | Bank of Portugal

 

Submission of Complaints - Electronically through the complaints book platform www.livroreclamações.pt or Directly to the supervisory entity (Banco de Portugal) through the platform https://clientebancario.bportugal.pt/formulario-nova-reclamacao 

 

Conflict Resolution Entity that has joined: 

- CCNIAC - National Center for Information and Arbitration of Consumer Conflicts

- RAL - Center for Information, Mediation and Arbitration of Consumer Conflicts of the Algarve - Arbitration Court

 

In compliance with the provisions of paragraph k) of paragraph 1 of article 53 of the RJIC, the credit intermediary is prohibited from receiving or delivering any amounts related to the formation, execution and early fulfillment of credit agreements, under the terms of article 46 of the same legal regime.

Address

Estrada de Quarteira - Edifício Ponte, loja nº1,

Vilamoura 8125-432

Quarteira

 

Estrada de Quarteira - Edifício Ponte, loja nº1,

Vilamoura 8125-432

Quarteira

 

Estrada de Quarteira - Edifício Ponte, loja nº1,

Vilamoura 8125-432

Quarteira

 

Estrada de Quarteira - Edifício Ponte, loja nº1,

Vilamoura 8125-432

Quarteira

 

Contacts

Contacts

(+351) 289 308 420

*call to national land line

(+351) 289 308 420

*call to national land line

(+351) 925 517 790

*call to national mobile network

(+351) 925 517 790

*call to national mobile network

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