Activity Subject to the supervision of the Bank of Portugal
Ethnic Ocean, unipessoal, Lda, credit intermediary authorized by Banco de Portugal with registration number 0003011 (public consultation of the list of credit intermediaries authorized by Banco de Portugal at https://www.bportugal.pt/intermediariocreditofar/ethnic-ocean-unipessoal-lda), in compliance with article 53 of Decree-Law No. 81-C/2017 of July 7, informs:
360º FRANCHISING NETWORK SPECIALIST IN REAL ESTATE BUSINESS
AMI: 123456789
We are a brand that assumes the logic of real estate and tourism services at 360º, with integrated solutions that include traditional renting, rental management, tourism renting, buying and selling and other associated services such as water and electricity installation, removals, construction and others.
Nowadays, with easier access to home loans, the buying and selling market is increasingly in vogue, and the demand for rental properties is also increasing year by year.
Currently, with the initiatives of young renters, rehabilitate to rent, and local housing, the real estate market becomes the safest and most rational option for those looking to invest, for those who own a property, or for those looking for a house.
So, whether you are an owner, an investor, or a tenant, consult your 360º real estate and tourism business specialist now!
Our team consists of experienced professionals with extensive knowledge to suggest the best alternatives. Furthermore, we have a fully computerized system, which allows for greater agility in the search and adaptation of the property profile to the client's requests.
We are a brand that assumes the logic of real estate and tourism services at 360º, with integrated solutions that include traditional renting, rental management, tourism renting, buying and selling and other associated services such as water and electricity installation, removals, construction and others.
Nowadays, with easier access to home loans, the buying and selling market is increasingly in vogue, and the demand for rental properties is also increasing year by year.
Currently, with the initiatives of young renters, rehabilitate to rent, and local housing, the real estate market becomes the safest and most rational option for those looking to invest, for those who own a property, or for those looking for a house.
So, whether you are an owner, an investor, or a tenant, consult your 360º real estate and tourism business specialist now!
Our team consists of experienced professionals with extensive knowledge to suggest the best alternatives. Furthermore, we have a fully computerized system, which allows for greater agility in the search and adaptation of the property profile to the client's requests.
We are a brand that assumes the logic of real estate and tourism services at 360º, with integrated solutions that include traditional renting, rental management, tourism renting, buying and selling and other associated services such as water and electricity installation, removals, construction and others.
Nowadays, with easier access to home loans, the buying and selling market is increasingly in vogue, and the demand for rental properties is also increasing year by year.
Currently, with the initiatives of young renters, rehabilitate to rent, and local housing, the real estate market becomes the safest and most rational option for those looking to invest, for those who own a property, or for those looking for a house.
So, whether you are an owner, an investor, or a tenant, consult your 360º real estate and tourism business specialist now!
Our team consists of experienced professionals with extensive knowledge to suggest the best alternatives. Furthermore, we have a fully computerized system, which allows for greater agility in the search and adaptation of the property profile to the client's requests.
OUR MISSON
The mission of Casas na Hora is to lead the real estate market in Portugal, both through supply (for landlords) and demand (investors and tenants). Each CNH Store dominates the market it represents and has the necessary know-how to accompany its clients, providing a fast, personalized and flexible service.
The mission of Casas na Hora is to lead the real estate market in Portugal, both through supply (for landlords) and demand (investors and tenants). Each CNH Store dominates the market it represents and has the necessary know-how to accompany its clients, providing a fast, personalized and flexible service.
The mission of Casas na Hora is to lead the real estate market in Portugal, both through supply (for landlords) and demand (investors and tenants). Each CNH Store dominates the market it represents and has the necessary know-how to accompany its clients, providing a fast, personalized and flexible service.
OUR VALUES
Information on credit intermediation activity
Company - Ethnic Ocean, unipessoal, Lda
Credit intermediary registration number - 3011
Business name and contact address - Estrada de Quarteira, Edificio Ponte, loja 1, Vilamoura 8125-432 Quarteira
E-mail - cristina.brito@ethnic-ocean.com
Telephone - +351 966 349 763
Contact person - Cristina Brito
Category of credit intermediary - Binding
Credit agreements covered - Home loans
Authorized services:
- Presentation or proposal of credit agreements to consumers
- Assistance
Advisory services - No
Lenders with whom the credit intermediary has a binding contract on a NON-EXCLUSIVE basis:
- Caixa Geral De Depósitos, SA
- Novo Banco, SA
- Banco Santander Totta, SA
- Banco BPI, SA
Professional Liability
Insurer - Hiscox Insurance Company Limited
Policy - 2519506
Expiry date - 20/01/2024
Supervisory Entity | Bank of Portugal
Submission of Complaints - Electronically through the complaints book platform www.livroreclamações.pt or Directly to the supervisory entity (Banco de Portugal) through the platform https://clientebancario.bportugal.pt/formulario-nova-reclamacao
Conflict Resolution Entity that has joined:
- CCNIAC - National Center for Information and Arbitration of Consumer Conflicts
- RAL - Center for Information, Mediation and Arbitration of Consumer Conflicts of the Algarve - Arbitration Court
In compliance with the provisions of paragraph k) of paragraph 1 of article 53 of the RJIC, the credit intermediary is prohibited from receiving or delivering any amounts related to the formation, execution and early fulfillment of credit agreements, under the terms of article 46 of the same legal regime.